• NRG Capital is a registered Corporate Agency of Etiqa Family  Takaful Berhad, operating under the Islamic Financial Services Act 2013 and regulated by Bank negara Malaysia.

• Corporate Agency Code: 4ET12152 effective 29 August 2025

• We provide Shariah-compliant takaful solutions to individuals, families and businesses through a professional agency force, focusing on ethical financial protection and long-term client relationships.

NRG Capital exists to develop a sustainable, high-performing takaful agency that nurtures quality agents and delivers consistent, ethical financial protection solutions to the community.

We are commited to building a strong agency force, improving productivity, and ensuring clients receive proper advice and suitable protection based on their needs.

• Transparency in all dealings

• Shariah integrity in products and advice

• Client-first advisory approach

• Long-term relationships, not one-off sales)

• NRG Capital earns through commission from takaful operators as per industry practice

• There are no additional advisory fees charged  to clients, and all remuneration is clearly disclosed in accordance with regulatory and company guidelines.

• Based on client needs assessment and financial objectives

• No exclusive product pushing

• Client rights are prioritised at all times

• Free-look period is explained clearly to clients

• Full policy explanation is provided   before signing

• Proper complaint and escalation channels are made available

• NRG Capital is committed to protecting client information and complies with the Personal Data Protection Act (PDPA).

• All personal data is handled in accordance with our Privacy Notice and applicable regulatory requirements.